RHB Bank’s Financial Solutions: Credit Card & More
RHB Bank is the one of the leading integrated financial services group in Malaysia. With vision to further boost its market share within the SEA region, they already have until recently ventured into 10 countries which comprises of Brunei, Laos, Myanmar, Vietnam, and Singapore, among others. In order to make expansion just as possible, a wide array of solutions are now offered to the public to address both the personal and business needs.
Among the most common yet important services provided to individuals is deposit account and self-banking services. With competitive rate of interest and availability of ATM & CDM in the bank branches and various strategic locations everywhere in Malaysia, account holders can enjoy maximum savings return while at the same time connect to their bank account for deposit and withdrawal conveniently anytime.
Besides that, RHB also adopts digital transformation and has seen that it resulted in an increasing demand for credit cards. As research has revealed that more and more people are inclined to shop and perform online transaction nowadays, RHB Bank also has made it practical for consumers to apply credit card online. The Bank is confident with their offering that they even urge prospects to compare credit cards interest rate prior to making any commitment.
RHB Bank knows that it’s exceedingly important to reduce the gap between demand and supply. As a result, they have formulated an appealing credit card plan which offers value which include cashback rewards that multiplies just as more transactions are increasingly being made by card holders over time.
Despite that, RHB Bank understands the undeniable fact that providing credit cards and savings accounts usually are not enough. Presently, acquiring assets like cars and homes would require the majority to acquire a decent loan scheme. Thus, RHB has reformulated their loan structure in order to give the lowest interest rate as is practicable for a variety of kinds of loans. Plus, insurance services, unit trust, and even financial investment may also be made.
For business people and organizational entities, RHB Bank is providing corporate banking facilities. They are able to engage with the Bank either for investment banking or even to make a business loan. Whenever the consumers are interested, they even can sign up for RHB Bank’s online cash management services.
It is obvious that SMEs are some of the customers which will possibly enjoy maximum advantage, particularly when it is possible for them to make application to obtain loan should extra cash is required to scale the business. Additionally, retails solutions are also available to SMEs who may need it.
In spite of this, focus on the highly demanded Islamic banking facilities has never been an oversight. RHB Bank knows that there’s a great deal of request from the customers to introduce Syariah-compliant financial instruments. In response to that, they have set up wealth management, corporate banking, Islamic treasury, unit trust, and numerous kinds of other products that follows the Syariah guideline for the public.
In 2016, the Bank had been able to boost the growth of their annual brand value by 24%, which automatically makes them the 4th fastest growing banking industry player in Malaysia. While they anticipate the upcoming year’s financial market potential, RHB Bank has begun strategizing to develop more successful campaigns going forward.